Cocaine for Creditors by John Gliha

Copyright (c) 2010 John Gliha

By your willingness to be productive, work hard, pay your creditors and mortgage with your hard earned money your debt has actually become a profit to some who have invested in your willingness to do so. Some “investors” have even profited more from your inability to pay or by you defaulting on your payments. The way our economic system is set up corporations are rewarded for losing money and provided with ridiculous profits just to “invest” in your debt! Is it any wonder CEO’s are paid millions in bonuses? Talk about the tip of the iceberg!

Wouldn’t you like to be able to create money just by typing some numbers in your computer’s spreadsheet and then tricking everyone into believing your have money to lend and that you can charge interest rates in excess of 29 percent or even 49 percent? And how about after making all of that profit, free money, you have the taxpayer base cover your business expenses through the tax system and inflation and then operate in perpetual bankruptcy while the officers of your corporation get millions in bonuses? They call it “riding the gravy train.”

I’ll let you in on another dirty little secret. When a creditor sues you in court and is awarded the lawsuit, it creates bonds that are then insured and even given a credit rating to be traded in the stock exchange. The creditors that are suing you are investing in these bonds also and the face value of the complaint is just a fraction of the bond value while these cases are being traded. Each of these cases is an asset and has its own inventory tracking number.

Is it starting to make sense? Your creditors want you in default because they can foreclose or sue you and turn their cash flows into something more profitable, lawsuits and judgment liens. They can take your property using the local sheriff while they remove the debt to another file of accounting records that nobody cares about. That way they can keep their good credit rating through Standard & Poor’s or Moody’s while investors buy up more of your debt like cocaine addicts to push the cycle even faster. As if that weren’t enough, the creditors play on your ignorance of cash flows and set up “settlement companies” which are nothing more than agents of the creditors themselves, and get you into yet another payment plan.

You may not know it but debt settlement is illegal in a minimum of 7 different state and even if you hire an attorney to help you get out of debt you could pay 7 to 10 times more than you would legally have to? The system is rigged; these guys get kickbacks from your creditors while charging you up front to get into nothing more than just another payment plan.

Even though this isn’t brain surgery this is a very sophisticated system of stealing. You are being mugged everyday and if you think you are dealing with your Aunt Betsy, who lent you a hundred bucks last Christmas, let me give you a revelation. You are dealing with the most sinister thugs in human history. These creditors have no conscience and they operate above the laws of this country, the same laws that you and I are penalized for breaking. To them, breaking the law is a business practice, even if sometimes it has a cost. They just pass that cost onto us.

If someone tries to sell you something that sounds like a payment plan or debt negotiation run away as fast as you can. These get you into default and not only cost lots of money up front, they can and do result in wage garnishments, bad credit and levies against your property and cash. The least costly method of getting out of debt is to first change the habits that got you into debt, then change how you manage your property and cash flow so that creditors cannot take it no matter what they do.

Stop using personal credit to borrow money and replace that habit with a business from which money can be borrowed and lent back to you while it makes sense; allowing you to build your net worth, which is the opposite of personal credit. If you continue with the same habits that got you into debt you will not be able to get out of debt, even debt settlement, debt negotiating and bankruptcy are nothing more than payment plans. If you want to change your situation quickly and achieve different and better results, you must change your habits. And you don’t have to reinvent the wheel, these new habits are already in use by those who do have a high net worth. You only need to open your mind and accept them and then learn them and put them into practice.

Copyright © 2009 John Gliha

This is your key to Quick Debt Relief. My experience is your gain. You never need to use an attorney and I guarantee the results if you follow my system. In as little as 90 days you can be free of the burden of debt. Not a payment plan or bankruptcy and it’s legal in all 50 states.

Article Source: http://www.host4gain.com/articles

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New computer viruses are being generated, exposed and disabled every day. These computer viruses are created often just to annoy us and to wreak chaos in our computer systems. Hereunder, I have described ten viruses currently cited as being the most widespread and being potentially able to cause the most harm. However, new viruses are being developed daily, so this list is by no means complete. The only thing you can do is stay vigilant, keep your anti-virus software updated, and stay aware of the current computer virus threats.

Virus: Trojan.Lodear:
A Trojan (from Trojan Horse) that tries to download files from a remote source. It will introduce a .dll file into the EXPLORER.EXE process causing system instability.

Virus: W32.Beagle.CO@mm:
A mass-mailing worm that reduces security settings. It can delete security-related registry sub keys and may block access to security-related websites.

Virus: Backdoor.Zagaban:
A Trojan that permits the compromised computer to be operated as a covert proxy and which may decrease network performance.

Virus: W32/Netsky-P:
A mass-mailing worm which spreads by emailing itself to addresses produced from files on the local drives.

Virus: W32/Mytob-GH:
A mass-mailing worm and IRC backdoor Trojan for the Windows platform. Messages sent by this worm will have the subject chosen randomly from a list including titles such as: Notice of account limitation, Email Account Suspension, Security measures, Members Support, Important Notification.

Virus: W32/Mytob-EX:
A mass-mailing worm and IRC backdoor Trojan similar in nature to W32-Mytob-GH. W32/Mytob- EX runs continuously in the background, providing a backdoor server which allows a distant intruder to gain access and control over your computer via IRC channels. This virus propagates by sending itself to email attachments gleaned from your email address book.

Virus: W32/Mytob-AS, Mytob-BE, Mytob-C, and Mytob-ER:
This family of worm variations has similar characteristics in terms of what they can do. They are mass-mailing worms with backdoor functionality that can be manipulated through the Internet Relay Chat (IRC) network. Additionally, they can spread themselves by email and by various operating system weaknesses such as the LSASS (MS04-011).

Virus: Zafi-D:
A mass-mailing worm and a peer-to-peer worm which replicates itself to the Windows system folder with the filename Norton Update.exe. It can then generate a number of files in the Windows system folder with filenames made up of 8 random characters and a DLL extension. W32/Zafi-D replicates itself to folders with names containing words like ’share’, ‘upload’, or ‘music’ as ‘ICQ 2005a new!.exe’ or ‘winamp 5.7 new!.exe’. W32/Zafi-D will also show a fake error message box with the caption “CRC: 04F6Bh” and the text “Error in packed file!”.

Virus: W32/Netsky-D:
A mass-mailing worm with IRC backdoor functionality which can also infect computers vulnerable to the LSASS (MS04-011) exploit.

Virus: W32/Zafi-B:
A peer-to-peer (P2P) and email worm that will reproduce itself to the Windows system folder as a randomly named EXE file. This worm will check for the presence of an Internet connection by trying to connect to google.com or microsoft.com. A bilingual, worm with an attached Hungarian political text message box which translates to “We demand that the government accommodates the homeless, tightens up the penal code and VOTES FOR THE DEATH PENALTY to cut down the increasing crime. Jun. 2004, Pécs (SNAF Team)”

Owen Jones, the author of this article, writes on many subjects, but is currently involved with the network antivirus software. If you have an interest in such software, please go over to our website now at Computer Antivirus Software

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